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Buying GuideBy Coin Curator10 min readUpdated Report a correction

MS-63 vs MS-65 vs MS-67: Which Grade to Actually Buy

Adjacent grades can carry very different market evidence. Compare surfaces, eye appeal, population data, and current records before deciding whether the next grade is justified.

Bottom Line: Choose a grade only after comparing the exact coin's eye appeal, population data, certification record, and current market evidence. No grade band is a universal value target.

What the numbers mean

GradeWhat you see
MS-60-62Uncirculated, with noticeable marks or weaker visual quality.
MS-63 (Choice)Moderate marks may remain in focal areas; luster and strike still vary by coin.
MS-64Fewer or less distracting marks than lower mint-state grades.
MS-65 (Gem)Stronger overall visual quality, with cleaner focal areas expected.
MS-66High visual quality with limited distractions; availability is issue-specific.
MS-67+Very high mint-state grades where exact-coin inspection and population context are essential.

Why the next grade needs fresh evidence

  • Population reports can change and do not measure eye appeal.
  • Strike, toning, marks, designation, and holder generation can separate coins with the same grade.
  • Asking prices, auction results, and price-guide figures are different measures.
  • Compare the same date, mintmark, variety, grade, and designation in dated records.

How to pick your grade

Buy MS-63 when…

You want the most coin (or the better date) for the money, you're building a circulated-to-mint type set, or the design hides marks well. A choice MS-63 with great luster often out-appeals a marked MS-64.

Buy MS-64-65 when…

The specific coin has stronger surfaces or eye appeal and current evidence supports the difference from adjacent grades.

Buy MS-66+ when…

The population report and current records show genuine grade-specific scarcity, and the exact coin's quality supports the holder grade.

Check the exact step:Before paying more for an adjacent grade, verify the population data, current transactions, and visible quality of the coin itself.

New to grading?

Our grading guide explains the full Sheldon scale, the services, and how to read a slab, in plain English.

Read the Grading Guide →

Storage & handling

A 10x loupe or LED magnifier can help you compare visible marks and surfaces with the holder grade. Store certified coins in a slab box to reduce holder damage. See our collector gear guide →